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What is HYIP?
HYIP ,which stands
for High Yield Investment Program, is a program which offers high
yield investment .It is the most profitable investment program
offering interest rates ranging anywhere between 5 – 250% a month.
HYIP's are using different investment strategies to generate high
returns. They are involved in capital management, such as Forex
trading, stock exchange, sports betting, metal trading etc. There
are even HYIPs investing in other HYIPs. There are also programs
that are not investing at all. These belong to the scammers.
High Yield Investment Programs carry their daily activites via the
Internet. They typically accept investments of $10 or less while
promising high returns.
E-gold is the easiest and the most effective system of international
electronic settlements. It is optimal for participation in high
yield investment programs as it makes it possible to get the earned
money instantly.As it is suitable form of online payment system that
works around the globe, HYIPs operate worldwide and accept large
numbers of small investments.
Most High Yield Investment Programs do not survive for very long ,
turning out to be a scam. Scam HYIPs are Ponzi schemes.A Ponzi
scheme is an investment operation that involves paying abnormally
high returns ("profits") to investors out of the money paid in by
subsequent investors, rather than from net revenues generated by any
real business.This approach allows the scam to continue as long as
new investors are found and/or old investors leave their money in
the scheme, known as compounding (because even higher profits are
promised).
Taking both the negative and positive aspects of High Yield
Investments into consideration, the conclusion is; if done right,
High Yield Investments can be extremely lucrative.
If you are considering on making an investment in a HYIP be certain
to do diligent research first. You should also learn the HYIP
techniques and strategies to come up with nice return on your
investment.
Key Investment Strategies
Even though making
money in HYIPs is not difficult, making a nice and consistent return
on investment needs efficient and proven strategies. Here are four
recommended strategies; every investor should practice in his daily
activities to make nice returns on investments.
Here are the 4 Strategies you should practice in your daily HYIPs
activities to Achieve Success.
Never invest unless you make a research
The first step you should take before investing your money into a
high Yield Investment Programs is to find out the most profitable
and stable programs that could bring a nice return on your
investment.
1. Making research on popular search engine like google is the
easiest way you can start you research.
2. Another tool for making a research is Forums. Forums are a great
place to exchange ideas with people who have the same interest with
you. There fore, as a research tool, you have to visit known,
popular, trusted and professional forums and read what people are
saying about different programs. You can also ask questions in these
forums. But you should not believe every thing people are saying in
forums. Because there are people answering your question, by posting
their referral link, who are not interested in you but their
commission.
One thing I would like to remind you is, you should never depend
your research on a single forum.
3. Monitoring Sites are another place where you can make your
research. But there are certain issues you should be aware of
monitoring sites.
a) Do not depend on a single monitoring site
b) HYIP admins treat monitoring sites very well. Therefore, if you
see paying status on monitoring site, it does not mean, the HYIP is
paying all investors.
c) Read all rating given by the investors on the program you are
making research.
Diversify Your Investment
High Yield Investment Programs are very high-risk programs .As a
successful investor, one of the issues you should look seriously is
to reduce the risks associated with these programs.
One of the effective strategies used to reduce the risk is through
diversification. Investing your money into many programs.
Investing in a single program is risky, because if the program
collapses, you lose all your money. But if you put your money into
many programs, if one of the programs fails, you will still have
money in other programs.
Always make a test Spend
Because As the risks associated with these Untried programs are
high, always you should be cautious to join these programs. But if
you decide to invest in untried programs always make a test spend,
before investing big amount. After you make a successful repeated
test spend, you can proceed into a series investment. But one thing
you should be aware is some HYIPs pay you for a small spend but when
it comes to large spend, they do not pay you.
Get your Original Spend back quickly and Make a regular
withdrawal
As it is impossible to predict the age of HYIPs, it is always
recommended to withdraw you money until you get your original spends
back. Even after you get your original spend, it is always
preferable to make a regular withdrawal. My Recommendation is
withdraw 50% of the profit while investing 50% that is 50%
compounding after you get your original spends back.
As you are responsible for your investment on HYIPs arena you should
always implement these strategies to come up with a nice return on
your investment.
Due Diligence
What is Due
Diligence?
Due Diligence (DD) is a process whereby an investor investigates the
attractiveness of an opportunity and assesses the quality of the
management team and the key risks associated with the opportunity.
It is a Way of verifying the validity of a particular program’s real
investment opportunities. It helps to discover everything about
particular program’s real investment opportunity before you invest
your money.
Due diligence is probably the most critical stage in investment. It
is a complete investigation and review of the investment
opportunity.
When to Start the Due Diligence?
The investigation process begins the moment opportunity becomes of
interest to you. Your goal is to make certain that you uncover
everything about a particular program’s real investment
opportunities before you invest in it. You don’t have to meet the
company’s staff or even visit the business for your research to
begin. The Internet is an incredible tool that will allow you to
investigate the validity of a particular program.
Here are Due Diligence steps to follow before investing in any
program:
1. Check out a program’s website
The first step you should do is to check out a program’s website.
Carefully investigate its website design.
Some of the things you will see on scammer’s website are: Not
professionally designed website, Old templates with a standard
collection of FAQ (Frequently Asked Questions), Unorganized and
Irrelevant website navigation, offering unrealistic daily return,
Poor security website, Continuous failing website, No actual names
and contact details and cheap scripts
2. Way Back: Investigate how a website looked in the past
Way back machine is one of the most important tools that are used to
investigate how a website looked in the past.
Some Scammers claim that they have been online for long time. Using
Way Back Machine you can easily identify if the website has been
online for long time. Way Back Machine has 50 billion web pages
archived since 1996.
To investigate if they have been online for long time, Visit
http://www.archive.org/web/web.php
Type in the web address of a site or page where you would like to
start, and press enter. Then select from the archived dates
available. The resulting pages point to other archived pages at as
close a date as possible. You will be shown the search results for
your particular website, categorized by year.
Just see if the contents of the website at different times match.
Also focus for contact details and see if they match.
3. Make Research on Forums and Monitoring Sites
Another tool for making a Due Diligence is Forums. Forums are a
great place to exchange ideas with people who have the same interest
with you. There fore, as a research tool, you have to visit known,
popular, trusted and professional forums, like HYIP Discussion and
Golden Talk and, read what people are saying about the particular
program.
Monitoring Sites are other Due Diligence tools where you can make
your Investigation. But there are certain issues you should be aware
of monitoring sites.
a) Do not depend on a single monitoring site
b) HYIP admins treat monitoring sites very well. Therefore, if you
see paying status on monitoring site, it does not mean the HYIP is
paying all investors.
c) Read all rating given by the investors on the program you are
making research.
4. Check WHOIS information: Domain registration data of a
company’s website
Check the domain registration data of a company’s website. WHOIS
information gives you full information about the company including
telephone number. You can use either of these sites to find the
WHOIS information:
http://www.hyipexplorer.com/netquery/
http://www.whois.ws
http://whois.webhosting.info/
Type in the web address of a site or page where you would like to
get information, and press enter. A complete list of contact details
will be displayed on your screen. Some of the information you will
see on the screen are: Domain Name, Expiration Date, Creation Date,
Last Update Date, Registrant, Administrative Contact, Technical
Contact, Registration Service Provider, Registrar of Record, Record
last updated and Record expires, Record created and Domain servers
in listed order
Once you get the WHOIS Data You should investigate carefully the
dates of domain registration and expiration. If the company claims
that they have been working online for long time, but their website
domain was registered only few months ago, it is just an indication
of dishonest. At the same time, if the company’s offers a long term
plan and the domain registration expires in the near future, the
probability of company being a scammer is great.
Finally, just give a call to the number specified in the WHOIS data
and make sure that the contact details really belongs to the person
listed in the WHOIS data.
5. Request the company’s documents
It is always recommended to request and investigate the company’s
documents, before proceeding with an investment.
You need to request and verify the following documents:
• Valid Business Registration Certificate,
• Financial Records,
• List of banks with which the Company has a financial relationship. |